by Candice | Jan 14, 2021 | Uncategorized
If you’re wondering about contributing to an RRSP for this year’s tax return, there is still time! You have until March 1 2021 for those funds to count toward your 2020 tax return. Here is a handy calculator to help you figure out what your return might...
by Candice | Jun 5, 2020 | Uncategorized
There are more changes from CMHC affecting mortgage qualifying coming July 1, 2020. The modifications to the underwriting criteria make it more difficult to qualify for a mortgage for those who have less than 20% for a down payment. The changes include increasing the...
by Candice | Mar 28, 2020 | Uncategorized
Covid-19 has impacted our economy and financial markets significantly. The government has implemented a mortgage deferral program to help those in need of financial support during this time. A person can now defer his or her mortgage payment for up to 6 months, at the...
by ccadmin | Dec 13, 2019 | Uncategorized
When the mortgage rules changed for insured mortgages (those with less than 20% down) in October of 2016, the most constant question I had was, “How do I qualify for more?”. Borrowing power for those […]
by ccadmin | Dec 13, 2019 | Uncategorized
The new rule changes for mortgages set out by the federal government beginning January, 2018 will effect anyone with an “uninsured mortgage”. This means any mortgage in which a person is not paying mortgage default […]
by ccadmin | Dec 13, 2019 | Uncategorized
Pay off any outstanding collections. These are debts that haven’t been paid that were sent to a third-party collection agency for them to collect payment on behalf of the creditor. Many companies (not just credit […]
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