by Candice | Jan 25, 2023 | Uncategorized
If you are hoping to maximize your tax return for the 2022 tax year, consider contributing any savings to an RRSP. Your contribution is deducted from your taxable income, potentially helping your tax return grow, or reducing what you will owe in income taxes. Tax...
by Candice | Jan 25, 2023 | Uncategorized
One of the most challenging aspects of buying a home is saving for a down payment. If you are Metis, you may be eligible for the Metis Nation – Saskatchewan First time Home Buyers Program. The program helps eligible Metis citizens with a contribution of $15,000...
by Candice | Jan 16, 2023 | Uncategorized
The start of the new year saw Canada’s new foreign buyer ban officially come into effect. The two year-ban, originally passed by Parliament in June to help address housing affordability challenges, will apply to non-Canadian individuals and commercial enterprises....
by Candice | Jun 5, 2020 | Uncategorized
There are more changes from CMHC affecting mortgage qualifying coming July 1, 2020. The modifications to the underwriting criteria make it more difficult to qualify for a mortgage for those who have less than 20% for a down payment. The changes include increasing the...
by Candice | Mar 28, 2020 | Uncategorized
Covid-19 has impacted our economy and financial markets significantly. The government has implemented a mortgage deferral program to help those in need of financial support during this time. A person can now defer his or her mortgage payment for up to 6 months, at the...
by ccadmin | Dec 13, 2019 | Uncategorized
When the mortgage rules changed for insured mortgages (those with less than 20% down) in October of 2016, the most constant question I had was, “How do I qualify for more?”. Borrowing power for those […]
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